What is the lowest remortgage rate today?

The lowest remortgage rates are shown at the top of each table on this page, ordered from lowest initial rate upwards, for 2, 3 and 5 year fixed products across loan-to-value bands from 60% to 95%.

How often are these rates updated?

Remortgage rates on this page are updated daily by ChangeMyMortgage, an FCA-authorised mortgage intermediary.

Do these rates include product fees?

The rates shown are initial rates and do not include lender product fees. A lower rate with a large arrangement fee can cost more overall than a higher rate with no fee.

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UK Remortgage Rates today 18 09 2026 (updated daily)